Real People. Real Families. Real Financial Security.
From life insurance and annuities to wealth building and debt solutions. We help real families build lasting legacies with personalized strategies.
Protecting What Matters
Serving families like yours for over a decade.
Trusted Carrier Partners
We work with the industry's top-rated insurance providers to offer you the best possible coverage and financial solutions.
SILAC
Insurance Company
National Life Group
Life Insurance & Annuities
National Western Life
Life Insurance
North American
Life & Health Insurance
AIG
Global Insurance
Corebridge Financial
Formerly AIG Life & Retirement
F&G
Life & Annuities
Aetna
Health Solutions
John Hancock
Life Insurance
Pacific Life
Retirement Solutions
ANICO
American National
Lincoln Financial
Financial Planning
Foresters
Life Insurance
Athene
Retirement Services
Mutual of Omaha
Insurance & Financial Services
Nationwide
Insurance & Financial Services
Our Mission
At Trotter Financial Group, we believe every family deserves the opportunity to build lasting wealth, protect what matters most, and create a legacy that transcends generations.
Our mission is to empower individuals and families with the financial knowledge, strategies, and protection they need to achieve true financial freedom. We are committed to providing personalized guidance that honors your unique dreams, values, and circumstances—because your financial journey is as individual as you are.
We Transform Lives By:
Protecting
Families from life's uncertainties through comprehensive insurance solutions
Educating
Our community on wealth-building strategies that work
Empowering
The next generation with financial literacy and entrepreneurial thinking
Creating
Pathways to generational wealth that honor your legacy
Your success is our purpose. Your peace of mind is our promise.
Securing Legacies. Building Futures. Transforming Lives.
Dr. Joseph H. Trotter, M.D., MLS
Founder & CEO
Trotter Financial Group
A Legacy of Care & Financial Protection
With over five decades of experience in the healthcare industry, I have dedicated my career to serving families and ensuring their well-being. Now, as a licensed insurance agent with the PHP Agency, I bring that same commitment to your financial health.
Healthcare & Business Leadership
Proud owner of Mobile Diagnostic Laboratory, Inc., providing essential healthcare services since 2020.
Top-Tier Industry Appointments
Appointed with Fortune 500 and 100 companies, giving you access to the most trusted names in insurance and financial planning.
Comprehensive Financial Solutions
From protecting your family today to building wealth for tomorrow. We offer a full suite of services tailored to real families.
Life Insurance
Secure financial protection for your loved ones with flexible term and whole life options.
- Term & Whole Life
- Final Expense
- Mortgage Protection
- Fast Approval
Annuities
Create a guaranteed income stream for life to ensure you never outlive your savings.
- Guaranteed Income
- Tax-Deferred Growth
- Principal Protection
- Flexible Payouts
IUL (Indexed Universal Life)
Harness the power of the market with downside protection and tax-free retirement income potential.
- Cash Value Growth
- Market Protection
- Tax-Free Income
- Living Benefits
Debt Solutions
Strategic plans to eliminate debt faster and free up cash flow for your future.
- Debt Elimination
- Interest Reduction
- Cash Flow Management
- Financial Freedom
Retirement Strategy
Comprehensive planning to ensure your golden years are secure, comfortable, and worry-free.
- Income Planning
- Social Security Optimization
- 401(k) Rollovers
- Legacy Planning
Wealth Building
Long-term strategies to grow your assets and build generational wealth for your family.
- Asset Accumulation
- Diversification
- Risk Management
- Generational Wealth
Real Stories, Real Trust
Join thousands of families who trust TFG with their future.
"TFG helped us plan for our first home."
"Peace of mind for our children's future."
"Retirement planning made simple."
Active Policyholders
Claims Paid Annually
Customer Rating
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Industry-Leading Protection & Service
Experience the difference with benefits designed to give you peace of mind and security.
Easy Approval
Get approved in minutes with our streamlined application process. No medical exams required for standard coverage.
Competitive Rates
Best-in-class premiums with no hidden fees or surprise charges. Transparent pricing always.
Fast Claims
Hassle-free claims processing with same-day review and 5-7 day turnaround.
Expert Support
Dedicated customer service team available 24/7 via phone, email, and chat.
Policy Management
Update coverage or make changes anytime through our intuitive online portal.
Secure & Safe
Bank-level security with 256-bit encryption to protect your personal information.
Customer Satisfaction
Claims Processed
Transparent Pricing
Frequently Asked Questions
Find quick answers to the most common questions about our insurance products and services.
Still have questions?
Our expert support team is ready to help you find the perfect plan.